Terms and Conditions
Effective Date: July 7, 2026
These Terms and Conditions (“Terms”) govern your access to and use of DailyReply.com and websites, brands, applications, tools, calculators, newsletters, content, advertising-supported properties, and other services operated by Intermarket Media Group dba DailyReply.com (“Company,” “we,” “us,” or “our”) that link to these Terms (collectively, the “Services”). By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.
1. Eligibility and Acceptance
You must have legal capacity to enter into these Terms. If you use the Services for an organization, you represent that you have authority to bind that organization. Additional terms presented for a specific Service are incorporated into these Terms.
2. Services and Changes
We may create, modify, suspend, restrict, or discontinue any Service, feature, content, or functionality at any time. We do not guarantee that any Service will always be available, uninterrupted, secure, or error-free.
3. Informational Purposes; No Professional Advice
Content, calculators, estimates, analyses, recommendations, artificial intelligence outputs, newsletters, and other materials are provided for general informational and educational purposes only. They do not constitute legal, medical, financial, tax, investment, insurance, engineering, construction, real estate, horticultural, or other professional advice. Results may be incomplete, inaccurate, outdated, or unsuitable for your circumstances. You are responsible for verifying information and consulting qualified professionals before acting.
4. Calculators, Estimates, Automated Tools, and AI
Calculators, automated analyses, artificial intelligence features, image analyses, estimates, scores, recommendations, and similar outputs depend on assumptions, user inputs, third-party data, and automated processes. Outputs are estimates only and are not guarantees of accuracy, safety, suitability, savings, cost, value, health outcomes, performance, or results. You assume responsibility for decisions made using such outputs.
5. Advertising, Sponsored Content, and Commercial Relationships
The Services may display advertisements, sponsored content, affiliate links, paid placements, lead-generation forms, promotional offers, and other commercial content. We may receive compensation based on impressions, clicks, leads, purchases, referrals, or other actions. Advertising relationships do not constitute our endorsement, warranty, or guarantee of an advertiser, product, service, claim, price, or offer. You are responsible for evaluating third-party offerings.
6. Third-Party Products, Services, Links, and Data
The Services may contain or rely on third-party websites, APIs, data, maps, listings, advertisements, software, content, and services. We do not control and are not responsible for third-party availability, accuracy, legality, security, privacy practices, products, services, statements, or conduct. Your dealings with third parties are solely between you and the third party.
7. User Accounts and Security
If a Service permits accounts or access credentials, you must provide accurate information, protect your credentials, and promptly notify us of suspected unauthorized access. You are responsible for activity conducted through your account to the extent permitted by law.
8. User Content and Submissions
You retain ownership of content you submit, subject to rights granted in these Terms. You grant us a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to host, store, reproduce, process, modify, adapt, analyze, display, transmit, and otherwise use submitted content as necessary to operate, provide, secure, promote, and improve the Services and as described in our Privacy Policy.
You represent that you have all rights and permissions necessary to submit the content and that it does not violate law or third-party rights. Do not submit confidential information, unlawful material, malware, or content you are not authorized to provide.
9. Acceptable Use
You may not misuse the Services, violate law, infringe rights, impersonate others, submit false or deceptive information, interfere with security or operation, introduce malicious code, attempt unauthorized access, scrape or harvest data contrary to our instructions or applicable law, reverse engineer restricted technology, use automated systems in a manner that burdens the Services, or use the Services to develop competing datasets, products, or services where prohibited by law.
10. Intellectual Property
The Services and their content, design, branding, software, databases, compilations, graphics, and other materials are owned by or licensed to us and protected by applicable laws. Except for limited personal, noncommercial use of publicly available Services, no rights are granted without our written permission.
11. Copyright Complaints
If you believe material available through a Service infringes your copyright, contact us with sufficient information to identify the copyrighted work, the allegedly infringing material, your contact information, a good-faith statement, a statement under penalty of perjury that the information is accurate and you are authorized to act, and your signature.
12. Communications
By providing contact information and opting in where required, you agree to receive communications consistent with the consent you provide. You may unsubscribe from marketing emails using the provided mechanism. For SMS programs, additional terms disclosed at signup apply, including available STOP and HELP instructions. You remain responsible for carrier charges.
13. Privacy
Our collection and use of information is described in our Privacy Policy. By using the Services, you acknowledge our data practices as described there.
14. Promotions
Sweepstakes, contests, surveys, promotions, or similar programs may be governed by separate official rules or additional terms. If those terms conflict with these Terms regarding a promotion, the promotion-specific terms control.
15. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICES, CONTENT, DATA, OUTPUTS, OR THIRD-PARTY MATERIALS WILL BE ACCURATE, COMPLETE, CURRENT, SECURE, AVAILABLE, OR ERROR-FREE.
16. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS OWNERS, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS OPPORTUNITIES, OR OTHER INTANGIBLE LOSSES, ARISING FROM OR RELATED TO THE SERVICES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR AGGREGATE LIABILITY ARISING FROM OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US FOR THE APPLICABLE SERVICE DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR ONE HUNDRED U.S. DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME LIMITATIONS MAY NOT APPLY.
17. Indemnification
To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless the Company and its affiliates, owners, officers, directors, employees, contractors, agents, licensors, and service providers from claims, liabilities, damages, judgments, losses, and expenses, including reasonable attorneys’ fees, arising from your misuse of the Services, your content, your violation of these Terms or law, or your infringement of third-party rights.
18. Release
To the maximum extent permitted by law, you release the Company from claims and liabilities arising from disputes between you and third parties encountered through the Services, including advertisers, vendors, service providers, and other users.
19. Suspension and Termination
We may restrict, suspend, or terminate access to all or part of the Services when we reasonably believe necessary to protect the Services or others, enforce these Terms, address legal or security risks, or for other lawful business reasons. Provisions that by their nature should survive termination will survive.
20. Governing Law and Venue
These Terms are governed by the laws of the State of New Jersey, without regard to conflict-of-law principles. To the extent a dispute is permitted to proceed in court, you consent to the exclusive jurisdiction and venue of state and federal courts located in New Jersey, subject to applicable law.
21. Time Limit for Claims
To the extent permitted by law, any claim arising from the Services or these Terms must be filed within one year after the claim arose, or it is permanently barred. This provision does not apply where prohibited by law.
22. Electronic Communications
You consent to receive agreements, notices, disclosures, and other communications electronically where permitted by law and agree that electronic communications satisfy legal requirements that communications be in writing.
23. Force Majeure
We are not responsible for delay or failure caused by events beyond our reasonable control, including natural disasters, utility or telecommunications failures, cyberattacks, labor disputes, governmental actions, epidemics, wars, terrorism, or failures of third-party providers.
24. Assignment
You may not assign these Terms without our prior written consent. We may assign or transfer these Terms and our rights and obligations in connection with a merger, acquisition, reorganization, sale of assets, affiliate transaction, or otherwise as permitted by law.
25. Severability; Waiver; Entire Agreement
If a provision is held unenforceable, it will be modified to the minimum extent necessary or severed, and the remaining provisions will remain effective. Our failure to enforce a provision is not a waiver. These Terms and incorporated policies constitute the entire agreement concerning the Services unless additional written terms apply.
26. Changes to These Terms
We may update these Terms periodically. Updated Terms will be posted with a revised effective date. Your continued use after the effective date constitutes acceptance to the extent permitted by law.
27. Contact Information
Intermarket Media Group dba DailyReply.com
354 State Street, Suite 105
Hackensack, NJ 07601
Email: info@dailyreply.com